Privacy Policy

We collect the following types of information:

Information you provide directly

• Your name and email address when you register
• Authentication credentials if you sign up via Google, Apple, X (Twitter), or email
• Billing information (note: we do not store full payment card details — these are handled by our third-party payment processor, such as Stripe)
• Stock selections and newsletter preferences you set within your account

Information collected automatically

• IP address and approximate location
• Device type, browser type, and operating system
• Pages visited, features used, and time spent on our Services
• Email open rates, click-through data, and newsletter engagement metrics
• Cookies and similar tracking technologies (see Section 6)

We use the information we collect to:

• Create and manage your account
• Deliver personalized daily newsletters based on your selected stocks and preferences
• Process payments and manage your subscription
• Send transactional emails (account confirmations, billing receipts, password resets)
• Improve our AI-generated content and overall Services
• Analyze usage trends to enhance user experience
• Comply with applicable laws and regulations
• Respond to your questions and support requests

We do not sell your personal information. We may share your information in the following limited circumstances:

• Service Providers: We share data with trusted third-party vendors who help us operate our Services (e.g., payment processors like Stripe, email delivery providers, cloud hosting providers, and analytics tools). These providers are contractually obligated to protect your data and may not use it for their own purposes.
• Business Transfers: If CheckBox.Money is acquired, merged, or undergoes a restructuring, your information may be transferred as part of that transaction. We will notify you before your data is transferred and becomes subject to a different privacy policy.
• Legal Compliance: We may disclose your information if required to do so by law, court order, or government authority, or to protect the rights, property, or safety of CheckBox.Money, our users, or the public.
• With Your Consent: We may share your information for other purposes with your explicit consent.

We reserve the right, in the future, to share anonymized or aggregated data with analytics partners or advertisers. If we do so, we will update this Privacy Policy and notify users accordingly.

We retain your personal information for as long as your account is active or as necessary to provide the Services. If you delete your account, we will delete or anonymize your personal data within 90 days, except where we are required to retain it for legal, regulatory, or legitimate business purposes (such as billing records).

CheckBox.Money is based in Canada. By using our Services, you acknowledge that your information may be processed and stored in Canada or other countries, including the United States, where data protection laws may differ from those in your home country. We take appropriate safeguards to ensure your information remains protected in accordance with this Privacy Policy.

If you are located in the European Economic Area (EEA), United Kingdom, or another jurisdiction with specific data transfer requirements, we rely on applicable legal mechanisms (such as Standard Contractual Clauses) for such transfers.

We use cookies and similar technologies to operate and improve our Services. These may include:

• Essential cookies: Required for the Services to function (e.g., session management, login authentication)
• Analytics cookies: Help us understand how users interact with our Services
• Preference cookies: Remember your settings and personalization choices

You can control or disable cookies through your browser settings. Note that disabling cookies may affect the functionality of our Services.

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you
• Correction: Request that we correct inaccurate or incomplete data
• Deletion: Request that we delete your personal data, subject to certain exceptions
• Portability: Request a machine-readable export of your data
• Objection / Opt-Out: Opt out of certain types of processing, including marketing communications

To exercise any of these rights, please contact us at checkbox@checkbox.money. We will respond within the timeframe required by applicable law.

CheckBox.Money is a financial news and newsletter platform. Our Services do not involve trading, investing, or financial transactions. We do not knowingly collect sensitive personal data from minors in a manner that requires parental consent under applicable law. However, we encourage parents and guardians to monitor their children's use of our Services. If you believe a minor has provided us with personal data without appropriate consent, please contact us at checkbox@checkbox.money and we will take steps to remove that information.

We implement industry-standard security measures to protect your information, including encryption in transit (HTTPS) and secure data storage practices. However, no system is completely secure. We cannot guarantee the absolute security of your data and are not liable for unauthorized access caused by circumstances beyond our reasonable control.

We may update this Privacy Policy from time to time. When we do, we will update the effective date at the top of this document and notify users via email or in-app notification for material changes. Your continued use of the Services after any update constitutes your acceptance of the revised policy.

If you have questions or concerns about this Privacy Policy, please contact us at: checkbox@checkbox.money