Financial Disclaimer & Limitation of Liability

CheckBox.Money is a news aggregation and AI-powered newsletter service. All content delivered through our Services — including stock analysis, market commentary, technical analysis, fundamental analysis, sector reports, themed newsletter categories (“Checkbox Selects”), and any other information — is provided strictly for informational and educational purposes.

Nothing in our Services or newsletters should be construed as:

• A recommendation to buy, sell, or hold any security, investment, or financial product
• Personalized investment advice tailored to your individual financial situation
• A solicitation or offer to buy or sell any security
• Legal, tax, accounting, or regulatory advice

CheckBox.Money is not a registered investment advisor, broker-dealer, financial planner, or any other regulated financial professional under the laws of Canada, the United States, or any other jurisdiction. We do not hold any securities license.

Our newsletters are generated using artificial intelligence systems guided by human-crafted prompts. While we work to continually improve the quality and accuracy of our AI outputs, we make no representations or warranties regarding their accuracy, completeness, timeliness, or reliability.

You expressly acknowledge that:

• AI systems can and do make errors, misinterpretations, and factually incorrect statements
• AI-generated analysis is not a substitute for independent research or professional financial advice
• Market conditions can change rapidly, and our newsletters may not reflect real-time information at the exact time you read them
• Past performance referenced in any newsletter does not guarantee future results

Investing in financial markets involves significant risk. You may lose some or all of your invested capital. The value of investments can go up or down, and is affected by factors including but not limited to market volatility, economic conditions, geopolitical events, company performance, and currency fluctuations.

Before making any investment decision, you should:

• Conduct your own independent research
• Consider your personal financial situation, investment goals, and risk tolerance
• Consult a qualified, licensed financial advisor, investment advisor, or other regulated professional in your jurisdiction
• Read all relevant prospectuses, financial statements, and regulatory filings

To the fullest extent permitted by applicable law, CheckBox.Money, its founders, directors, officers, employees, contractors, and affiliates expressly disclaim all liability for any investment losses, financial losses, trading losses, or damages of any kind that arise directly or indirectly from:

• Your reliance on any content, analysis, or commentary provided in our newsletters or Services
• Errors, inaccuracies, or omissions in AI-generated content
• Delays, interruptions, or failures in newsletter delivery
• Any investment or financial decision you make based on our content

You use our Services and any information contained therein entirely at your own risk.

Our AI systems may reference, summarize, or analyze publicly available news articles, financial data, earnings reports, and other third-party sources. CheckBox.Money does not endorse, verify, or guarantee the accuracy of any third-party information referenced in our newsletters. We are not responsible for errors or omissions in third-party sources.

CheckBox.Money provides its Services and all content on an “as is” and “as available” basis, without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Financial news and market commentary services may be subject to regulations in certain jurisdictions. If you are accessing our Services from a jurisdiction that imposes specific requirements on financial information providers, it is your responsibility to ensure that your use of our Services complies with the laws of your jurisdiction.

Our Services are intended to be consumed as general financial news and education, not regulated financial advice.

By using CheckBox.Money's Services, you acknowledge that you have read, understood, and agree to this Financial Disclaimer. You further acknowledge that you are making any investment decisions independently and that CheckBox.Money bears no responsibility for those decisions or their outcomes.

If you have any questions about this Disclaimer, please contact us at: checkbox@checkbox.money